MARGINEDGE AI — A RITCHIE & CO COMPANY

Numbers in.
Narrative out.

Pick a workflow, drop in your numbers, and watch board-ready analysis write itself — the way your best FP&A analyst would. No prompt engineering. No chatbot.

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$99 / MONTH · 50 RUNS / MO · CANCEL ANYTIME

VARIANCE_ANALYSIS · Q2 FY26WRITING

Revenue

+7.1%

Gross Margin

-220bps

Opex

+8.4%

GENERATED NARRATIVE

Revenue outperformed plan by $320K (+7.1%), driven by faster-than-modeled enterprise expansion. However, gross margin compressed 220 basis points as COGS grew 11.5% against a 7.1% revenue lift — a sign incremental revenue is carrying heavier delivery cost. Recommend a contribution-margin review of the two newest enterprise logos before Q3 forecast lock.

Finance teams automated everything except the interpretation. The numbers land in hours — then someone spends the weekend writing what they mean.

HOW IT WORKS

Three steps. No prompt to write.

Select a workflow

Variance, close narrative, or board commentary — each a finance-grade prompt, already built.

Input your data

Paste actuals vs. budget, a trial balance, or a P&L. No template to conform to.

Watch it write

The narrative assembles in front of you, every figure tied to your data. Copy, export, ship.

WORKFLOWS

Four workflows. Each a weekend back.

Structured the way a controller would — not the way a chatbot guesses.

Variance Analysis

Actual vs. budget, decomposed. Real drivers surfaced, ranked by impact, explained in board English.

Opex landed 8.4% over plan — three Q1 hires modeled for Q2. Structural, not timing.

Close Narrative

The summary on top of the close package — the period’s movements as one story, in ninety seconds.

May closed on BD4. Revenue of $4.82M — strongest month of the year. DSO improved to 41.

Board Commentary

The same numbers reframed for a board — strategic, forward-looking, calibrated in tone.

Ahead of plan on top line; watching incremental GM on new deals. Pipeline coverage 3.1x.

Cash Flow Narrative

Where the cash actually moved — indirect reconciliation or a 13-week direct view, gated on the numbers that tie.

Operating cash flow turned positive; deferred revenue up $210K on renewals. Runway extends to 14 months.

OUTPUT QUALITY

This is the actual output.

A real close narrative, generated from a reconciled trial balance. Watch it write.

CLOSE_NARRATIVE_MAY_FY26WRITING

EXECUTIVE SUMMARY — MAY FY26

May was the strongest revenue month of the fiscal year at $4.82M, finishing 7.1% ahead of plan on accelerated enterprise expansion. The headline, however, is margin: gross margin of 43.8% came in 220 basis points below budget as cost of revenue grew faster than the top line. The compression is concentrated in the two enterprise logos signed in April, both carrying heavier implementation load than the modeled blended deal — a structural, not timing, effect, now reflected in the Q3 reforecast. Below the line the picture is healthy: DSO improved two days to 41, operating cash flow turned positive for the quarter, and deferred revenue grew $210K on annual renewals.

PRICING

Priced like software, not consulting.

Less than two hours of an analyst’s time, every month.

✓ All four workflows included
✓ 50 runs per month
✓ Copy & export to any format
✓ Your inputs are never stored

STARTER

$99/ month

Billed monthly. Cancel anytime.

Get started

CANCEL ANYTIME · NO LOCK-IN

Give the narrative back to the people who own the numbers.

Run your last close through it and read what comes back.